When traveling in Africa with any vehicle; motorcycle, 4×4, truck etc; You can have one third part vehicle insurance and use it in multiply countries which are Brown insurance (Ecowas) to Western Africa and Yellow Card (Comesa) in Eastern Africa.
Comesa insurance starts from Zimbabwe and you can use until Sudan (include), it’s writing Egypt as well but they won’t except it. The price are changing, it depends how long you want to have it and how many countries you will enter. If your plan more than 3 countries you need to have it for all countries which are Zimbabwe, Zambia, Malawi, Tanzania, Burundi, Rwanda, Uganda, Kenya, Ethiopia and Sudan.
We applied for the Yellow Card in Lusaka, Zambia. We didn’t get it in Zimbabwe because the prices are way to high there. If you use the Victoria falls border you can easily get the Comesa in Livingstone as well.
Before you get it you must have a Zambian insurance from the company. So you need to try to pass the border without getting any insurance, tell them you will get it in the next city and you will get the Comesa for all East Africa countries. Otherwise you need to pay the local insurance twice as you need to have it from the same company.
We paid for each motorcycle 24.5 USD for the Zambian traffic insurance and than 57 USD for 6 months Comesa to enter all countries. (I am sure there are better deals if you search more).
The Comesa Insurance was with us Zambia to Sudan and nobody ask about it. Only, Malawi border wanted see it. Otherwise, nobody asking if you don’t do anything wrong in the traffic or accident. Her brother travel without Yellow card Egypt to Zimbabwe. He told us only Tanzania when a police stop him they asked it. He passed them with 5 USD. If you ask to us we can recommend to have it is not expensive.